How It Works

Urban Cash Lovers

is one of Namibia’s leading loan providers. With us, applying for a loan is super easy!

With our loan calculator, you can quickly decide on the loan amount, repayment period and calculate the interest rate untill your next payday. The full costs of your payday loan are displayed and we show you how it is calculated so there are no surprises! When you are satisfied with the online loan amount you can hit the Apply Now button and begin the loan application process. We will then need some personal details, such as your employment status, your Namibian ID document, Payslip and your banking information to enable us to do a quick credit check.

How Does It Work?

Get a loan as low as N$ 500 by applying via your mobile phone, or our website or directly visiting our branch. Receive your funds within hours by completing these 3 simple steps:

Choose Your Loan Amount

Use the slider calculator to determine your required loan amount and the repayment date. The system will automatically work out the total amount (including interest) that you will be required to pay on your payday. That way, there are no surprises or unknown charges that you will face. Clients can choose an amount to borrow between N$ 500 and N$ 3000. After deciding on your loan amount and repayment date, you can proceed and enter your ID number, agree to the terms & conditions and get an instant answer.

Apply Online

Fill in the quick online loan application form. You will need to supply the following information: Contact details, physical and postal address, employer details and your bank statement. You will need to provide us with your banking details in order to transfer the loan amount that you have applied for (once the application has been approved). It will also help us load a debit order for the repayment.

Loan Contract

A loan contract will be emailed to you. Sign the documents and email them to us with the required documents.

Cash in Your Bank

After we have processed your application, we conduct a quick financial check and if all is in order, the loan is approved. We will then immediately process a payment of the loan and the Money will be transferred directly into your bank account!

How Does It Work?

Get a loan as low as N$ 500 by applying via your mobile phone, or our website or directly visiting our branch. Receive your funds within hours by completing these 3 simple steps:

Choose Your Loan Amount

Apply Online

Loan Contract

A loan contract will be emailed to you. Sign the documents and email them to us with the required documents.

Cash in Your Bank

No payment of an approved loan amount shall be made to another/third party bank account other than the one provided in your application form. The responsibility is on the applicant to ensure that the account is active.

Non-repayments

We encourage all our clients to commit to honouring their repayment terms. In instances where there is non-repayment, an additional 5% interest on the outstanding balance will be charged each month. Should you fail to fulfil your obligation to repay the loan amount + interest for a period of two months, your account will be transferred to an external debt collection company. This could have a negative impact on your credit rating, which may adversely affect your chances of accessing credit facilities in the future.

Compliance and Privacy

Urban Cash Lovers is registered with the Namibia Financial Institutions Supervisory Authority (NAMFISA) and renders its services in line with NAMFISA requirements. We will not sell, trade or transfer your personally identifiable information to third parties.
We treat all information provided to us by our clients with the highest level of confidentiality. The only time we may release your information is to appropriately comply with the law or to protect our rights, or the rights and safety of others. No information will ever be made visible to other parties for marketing, advertising or other uses.

Apply for a fast small loan

of up to N$ 3000 in 3 quick and easy steps!